Finance

logo Tinkoff Bank Tinkoff Bank
logo Money OK Money OK
logo Sberbank Sberbank
logo CoinKeeper CoinKeeper
logo Wallet Wallet
logo Personal finance Personal finance
logo Zenmoney Zenmoney
logo Journal costs Journal costs
logo Rosselkhozbank Rosselkhozbank
logo Paymaster Paymaster

Life of modern man is unthinkable without all kinds of gadgets and access to the Internet. These gadgets make life much easier. And with them you can organize your finances. There are utilities for smartphones based on android for smart budgeting and financial management in order to save, save and save for a rainy day.

Life situation: you received your salary, but after a couple of weeks you were horrified to find that this amount of money is almost nothing. The saddest thing is that there is almost no memory of where you spent the money. This situation could have been avoided if you used a financial tracking app. You haven't heard of it? It's about time you found out.

Reconciling debit and credit in a notebook is a thing of the past. And even Excel is a thing of the past. There are plenty of smartphone apps with handy functionality for competent home accounting. In the following review, the most popular financial accounting apps for android will be reviewed and a brief description will be given.

Download a mobile financial accounting app on your smartphone and take the first step to becoming a rich person. Pay attention not only to how much you earn, but also how much you spend.

All Finance in rating

Tinkoff Bank mobile application is designed to meet the requirements of mobile devices with the Android operating system and is comfortable to conduct financial transactions at any time of day.

Pros

    • Round-the-clock customer support for all emerging issues by contacting the hotline, chat, messengers
    • In case plastic cards are lost or stolen, one-click blocking is available
    • Change existing PIN code for bank cards directly in the app
    • Loyalty program with high cashback
    • Convenient booking service for cafes and restaurants, as well as tickets to cultural events
    • Analysis of financial expenses for a specified period
    • Location map of the bank ATMs
    • Presentation of current exchange rates
    • Turning on or off push notifications

Cons

    • For full functionality, a significant amount of system resources of the user's device and periodic software updates
    • Availability of paid services

In the rhythm of modern life and the ever-increasing prices of absolutely everything, financial calculators become especially relevant, with which users know how much they have spent, how much they have received and how much money they have at the moment. At the same time, ease of operation also plays an important role. This is exactly the kind of application Money OK from the developer Mobion.

Pros

    • Accounting for expenses and revenues
    • Unlimited number of accounts and items (categories)
    • Sub-items
    • Transfers between accounts
    • Daily, monthly and annual reports
    • Synchronization
    • Backups

The Sberbank app meets all the requirements for quick financial management on a mobile device and allows you to quickly make transfers, pay bills and other money transactions.

Pros

    • Prompt round-the-clock support of the client on all arising issues
    • In case a plastic bank card is lost or stolen, you can block it with just one click
    • Possibility to open "Own business" for self-employed, registering receipts and paying taxes directly through the application
    • Connect "piggy bank" with preset parameters for automatic transfer of funds for chosen purposes or savings account
    • Change existing PIN code for bank cards
    • Execute order of credit history
    • Applying for preliminary calculation of consumer credit or mortgage
    • Ability to arrange an insurance policy for real estate, deposits and other items
    • Setup auto-payment for prompt payment of bills
    • User can send colorful greeting card with money transfer
    • Maintain personal budget directly through the software, promptly accounting for expenses and income
    • Analyze your finances by category
    • Choice of using greeting screen saver when loading the utility
    • Map of Sberbank branches in the selected region
    • Exchange rates with daily updates

Cons

    • Periodic updates are required for full functionality
    • The application occupies a significant amount of system resources of the user's device
    • It requires a stable Internet connection

CoinKeeper is a service that takes care of your finances. It shows detailed statistics on income and expenses. Numerous functions and settings make the process very convenient.

Pros

    • Statistics of financial operations
    • Limits for categories
    • Family accounting
    • Import bank transactions
    • Comments & Tags

Cons

    • An ad pops up

Wallet is a special service that allows you to store credit, debit and reward cards together, in a single service designed specifically for Android. You can also place discount and savings coupons from various stores or sports clubs in the app. The information is strictly confidential and not subject to disclosure.

Pros

    • Automatic import of bank transactions
    • Automatic calculation of daily budget based on available funds for the month
    • Advanced functionality
    • Variety of analytical reports
    • Automatic and manual currency conversion
    • Debt Accounting
    • Debt and available credit card limits accounting
    • Joint accounting of finances
    • Advanced management of categories, accounts and transactions

Cons

    • No landscape orientation

Bookkeeping is a boring activity, and accounting of personal finances with mathematical calculation of costs is not for everyone. But such boring occupation becomes more understandable, simple and technological with the installation on your mobile device of specially designed financial calculator Zen-money, which will fully assume all the functions of budget planning. Adapted for different models of gadgets, the application does not take a large amount of system resources and economizes on battery consumption.

Pros

    • Rich functionality
    • Joint accounting of finances
    • Automatic and manual currency conversion
    • Automatic import of bank transactions
    • Debt accounting

Cons

    • No landscape orientation

You can use the specialized software "Personal finance", which is a budget calculator, to determine the priority goals for material savings and to keep from unplanned expenses. You don't have to do any meticulous bookkeeping, because the software is optimally tuned for different variants of spending and income and provides an easy-to-understand user interface.

Pros

    • Cost Control
    • Budget planning for the year ahead
    • Multi-user mode - connect all family members to the system
    • Mobile and desktop applications from drebedengi.ru, with full online + offline synchronization
    • Accounting for savings, achieving financial goals
    • Monitoring of debts and debtors
    • Reminders of periodic payments and other events
    • Import/Export. Download to Excel
    • Expense and income analysis with reports and graphs

"Expense Log is a useful application for Android smartphones. With its help, anyone, even far from the world of numbers, will be able to account for their income and expenses and competently conduct home accounting. The utility in every way simplifies the life of people for whom it is important to control their budget.

Pros

    • Adding expenses and income in any currency (the list of currencies contains 171 items)
    • Display of expense and income statistics for the day, month, year and for specified period
    • Drawing charts of expenses and incomes for any period
    • Balance calculation from income and expense difference
    • Balance for each month
    • Possibility to select the main currency
    • Possibility to add, delete and edit categories
    • Possibility to edit and delete previously added records
    • Data backup

The mobile application from Rosselhozbank allows you to clearly analyze all movements in your accounts. The service is secure and very functional, for which it is loved by many users. After reading this review to the end, you will learn more about the main options of the mobile bank.

Pros

    • Free connection and use
    • Opportunity to pay for housing and utilities services, mobile communications, Internet, fines, etc. without commission.
    • Interest-free transfer limit via SBP is 100,000 rubles per month
    • The limit for a transfer to a customer of another bank is 100,000 rubles per day
    • Rosselkhozbank account replenishment from the cards of other banks is made without interest
    • Opening a broker account through the application
    • Friendly interface
    • Doesn't take much space on your smartphone
    • Prompt operation of technical support
    • Automatic display of all new products in the main menu

Cons

    • The service may take a long time to load if the Internet speed is low

Keeping home records in 170 currencies, keeping track of your personal budget, studying your expenses and income structure in detail, keeping track of debtors, and monitoring the profitability of your own savings in currencies - it's all quite realistic with Paymaster. Paymaster is your personal accountant and financial consultant, helping you control your budget and keep a list of your expenses. With it, you will always know how much you have in your wallet, on your card and in the bank. And also how much you and you owe.

Pros

    • Maintain accounts and record transactions in 170 currencies
    • Keep track of your debts
    • Plan and monitor your personal budget and get alerts when budgets are exceeded
    • Plan your expenses and revenues with scheduled transactions
    • Protect your data with password or fingerprint logins
    • Analyze your expenses and revenues with easy-to-use charts
    • Keep joint records with others (family or business)
    • Track and be notified about exchange rates
    • Detail transactions with TAGs and comments

1Money, a handy app for mobile gadgets, takes care of all the mathematical calculations for managing your personal budget. Taking into account even the smallest expenses: ice cream, coffee, or cab, you can see the complete expenditure schedule for the selected period of time and reconsider your financial priorities.

Pros

    • Instant addition
    • Visualized Expenditures
    • Budget
    • Debt and savings accounting
    • Multicurrency
    • Sync

Cons

    • Limited number of categories

Mobile Bank from Raiffeisen helps you control the movement of funds in your accounts, as well as make various payments from the comfort of your home. From our review you will learn about the main options available in the mobile application.

Pros

    • You can open a savings account in available currencies without going to the bank
    • Registration of plastic and virtual cards in a few minutes
    • Brokerage and IIS accounts. You may find ready-to-use investment ideas in a personal office
    • Insurance of different types
    • To view the history of operations and various account statements in a personal office
    • Opening a business account without visiting the bank office
    • Manual customization of the home page interface - only add the essentials
    • Plenty of promo actions and all actual information on Cashback Partners in the personal cabinet
    • Chat with bank employees

Cons

    • The function of payments to the budget does not always show the actual data
    • For SWIFT-transfers the user must use the web-interface
    • No automatic payments option
    • No option to set bank card limits through the app
    • No search engine on the app

Mobile Bank from Home Credit allows its customers to use many of the bank's services without visiting the office. In this review, we will examine the main services provided by the bank online.

Pros

    • Totally free access
    • Doesn't take much space on your smartphone
    • Opening accounts and other banking products from the comfort of your home
    • Paying for loans from the app
    • Making credit cards without visiting the bank office
    • Setting limits on transactions
    • Making credit vacations in online mode
    • Analysis of expenses in personal cabinet
    • Insurance
    • Installment
    • Prompt technical support
    • The ability to translate rubles into currency and back
    • Button for quick selection of the amount to pay credit

Cons

    • There is a commission on money transfers to other banks
    • Long app loading time at low internet speed

СберKids — это революционное приложение для Android, разработанное с целью обеспечить родителям спокойствие, а детям — безопасность и развлечение в цифровом мире. Это не просто контрольный инструмент, но и образовательная платформа, которая помогает родителям и детям находить общий язык через игры, задания и полезные советы.

Pros

    • Интуитивно понятный интерфейс для детей и родителей.
    • Широкий спектр образовательных игр и заданий, адаптированных под разные возрастные группы.
    • Родительский контроль и мониторинг активности ребенка в приложении.
    • Персонализированные советы и рекомендации для родителей по воспитанию и развитию детей.
    • Безопасная социальная сеть для общения с ровесниками и обмена творчеством.

Cons

    • Требует постоянного интернет-соединения.
    • Ограниченный функционал в бесплатной версии приложения.